Leasing for my Customers

 

If you are a contractor selling in the commercial interiors market, offering your customers a lease finance option as an alternative to paying upfront could help you sell more, unlock existing projects and protect your margins. Our finance solutions also make it easier for you to lock out the competition, and get paid quicker with no risk of bad debt.

Leasing is an increasingly popular funding option for businesses moving or refurbishing their office. It is widely recognised that suppliers and contractors who introduce a leasing option alongside total project value can achieve significantly better sales that those that don’t, typically 10%-20% higher.


An introduction to offering leasing for your customers

Why offer a lease finance option?

  • Sell more by spreading the cost, your project can become more affordable to your customers
  • Unlock projects no upfront capital outlay can overcome budget restrictions and revive difficult projects
  • Protect your profit margin you’re less likely to be asked for a discounted price
  • Upgrade the project showing the cost as monthly rental payments can widen the scope of a project and allow for additional features to be included
  • Quick decisions securing a lease agreement is quicker than arranging bank facilities, so your orders are processed more promptly
  • Swift payment and no bad debt You get paid fully upon completion and there’s no risk of bad debt
  • Future marketing opportunities Plus Finance will notify you 6 months before the end of your customer’s lease so you can contact them with a view to discussing further opportunities
  • Competitive edge having an alternative finance option could just win you the project!
  • It’s easy and saves you time We do all the paperwork
  • Happy clients! Introducing a funding option that has wider beneficial implications for your clients business means they get the project they really want

For further information please download our free factsheet here or call us on 01494 783 773

Fact Sheet: Offering Leasing on your Interior Projects

How does offering a lease option benefit my customers?

  • Maximise cash flow
  • Spread the cost with monthly or quarterly payments, over 2,3,4,5 or in some cases even 7 years
  • Fixed payments for accurate budgeting and effective forecasting
  • Payments are 100% tax allowable
  • Existing bank credit lines unaffected
  • And many more, contact us for further details

For further information please download our free factsheet here or call us on 01494 783 773

Fact Sheet: Customer benefits of leasing a furniture and fitout project

FAQ's

What’s the best way to introduce leasing to my customer? +

Explain that leasing is an alternative method of finance that allows customers to ‘rent’ their project from a funder and offset the payments against taxable profit. They can pay over 3, 4 or 5 years to suit the budget and the lease on their building.

My customers never ask for a lease option, why should I offer it? +

Chances are your customers simply aren’t aware they can lease office furniture and fitout. Leasing is an established form of finance for items such as company vehicles or IT; however the same benefits also apply to commercial interiors. Customers have become accustomed to paying for goods on a monthly basis – mobile phones or renting IT rather than owning it– so the concept of a monthly payment option on such a high value item as an office furniture or fitout project is not an unusual one.

What can be included in a furniture and fitout lease? +

Typically we arrange finance for everything including desking, seating and storage, partitioning, cabling, flooring, air conditioning systems, ceilings, lighting, and even (staff-room) kitchens. Our lease packages can also encompass other aspects of the office environment including computer hardware and software, telecoms, audio visual equipment, security systems and photocopiers. This list is not exhaustive so if you’re unsure whether we can arrange finance for a particular project, just call us on 01494 783773, or drop us an email sales@plusfinance.co.uk and we’ll be happy to advise.

What if my client needs to do other work on the shell and core of the building? +

If your client needs to undertake works outside of the fitout scope, we have a commercial loan product to fit alongside out specialist leases.

Who can I offer leasing to? +

You can offer a lease option to any company with a registered UK office, from start-ups or small SME’s to Limited Liability Partnerships (LLP’s), limited companies, PLC’s and not-for-profit organisations. If your client is a non limited company please speak directly to Plus Finance for advice, as this has separate implications under the Financial Conduct Authority (FCA). Clients can also be from a wide variety of business sectors (including leisure, hospitality and retail). If in doubt, please ask!

Is there a lease limit? +

The minimum lease value is £1,000 (ex. VAT), there is no maximum amount.

How can I start offering lease finance? +

  • Simply introduce the lease option to your client at the project outset
  • This finance alternative can often change the scope of a project, so the earlier it is introduced the more choice your client could have. It’s easy to incorporate into your existing quotation system, so just tell us what format you’re using and we’ll send you the relevant content.
  • If your client is interested, pass their details on to Plus Finance and we will contact them on your behalf as your finance partner
  • If your client is a non limited company please speak directly to Plus Finance for advice, as this has separate implications under the Financial Conduct Authority (FCA).
  • Plus Finance will raise and manage all paperwork and necessary documentation, and liaise with the client in a professional and efficient manner
  • We will keep you informed at every stage throughout the whole process
  • We will pay your invoices to your agreed payment schedule
  • You get paid quickly and with no risk of bad debt

In summary: Introduce leasing. Introduce Plus Finance. We do the rest. It won’t lose you anything and might just win you the project.

Note: Our lease finance packages are available to corporate bodies only

Why partner with Plus Finance? +

  • Specialist in the furniture and fitout market
  • Established and experienced
  • Dedicated account manager
  • Professional training available
  • Full marketing support
  • Professional and ethical business
  • We work in partnership with you to achieve the best result for your clients

Other Sectors

Catering & Hospitality +

Selling into the hospitality trade is challenging enough, especially when clients are constantly under pressure to deliver amazing results on limited budgets. That’s where offering an alternative to paying upfront could transform the outcome of your projects. Not only could it help you sell more, but it could also unlock existing projects and protect your margins.

We can arrange lease finance across a wide range of catering and hospitality outlets such as

  • Bars
  • Cafés
  • Hotels
  • Restaurants
  • Fast food outlets


From pizza ovens and freezers to coffee machines and bar furniture, we can arrange finance for a wide variety of catering and hospitality equipment. Types of items we can finance include:-

  • Catering equipment eg ovens and grills
  • Kitchen workstations
  • Hotel, restaurant and bar furniture
  • Hotel, restaurant and bar refurbishments
  • Air conditioning systems
  • Security and IT systems
  • Audio Visual systems
  • And many more, please contact us for further details


Contact us to find out how we can arrange finance for your project.

For further information please download our free factsheet here or call us on 01494 783 773

Fact Sheet: Customer benefits of leasing a Hospitality, Leisure or Retail Fitout Project

Retail, Sport & Leisure +

If you are a contractor selling into the retail, sport and leisure trade, offering your customers a lease finance option as an alternative to paying upfront could transform the outcome of your projects. Not only could it help you sell more, but it could also unlock existing projects and protect your margins.

We can arrange lease finance across a wide range of retail, sport and leisure outlets such as:

  • Gyms
  • Hair & Beauty salons
  • Golf Club
  • Opticians
  • Estate Agents
  • Retail

From shop counters and display units to golf buggies and running machines, we can arrange finance for a wide variety of retail, sport and leisure equipment. Types of items we can finance include:-

  • Shop-fitting
  • EPOS and cash registers
  • Locker rooms
  • Gym equipment
  • Security and IT systems
  • Air conditioning systems
  • Audio Visual systems
  • Lighting systems
  • And many more, please contact us for further details

For further information please download our free factsheet here or call us on 01494 783 773

Fact Sheet: Customer benefits of leasing a Hospitality, Leisure or Retail Fitout Project

Care & Nursing homes +

If you are a contractor selling into the care and nursing home trade, offering your customers a lease finance option as an alternative to paying upfront could transform the outcome of your projects. Not only could it help you sell more, but it could also unlock existing projects and protect your margins.

We can arrange lease finance across a wide range of care and nursing home equipment such as

  • Bedroom and dining room furniture
  • Hoists and patient handling equipment
  • Mobility equipment

From specialist beds to chairs and seating, we can arrange finance for a wide variety of care and nursing home equipment. Types of items we can finance include:-

  • Care home chairs
  • Lifting hoists
  • Security and IT systems
  • Lighting systems
  • And many more, please contact us for further details

For further information please download our free factsheet here or call us on 01494 783 773

Fact Sheet: Customer benefits of leasing a Care or Nursing Home Fitout Project